Built on XRP Ledger

Say the word.
Riplo handles it.

Your financial companion on XRP Ledger. Swap, send, invest and protect.

Just say it.

+ Free to use+ No KYC+ No seed phrases to manage

riplo.app

LIVE

Built on

XRP Ledger

The fastest financial blockchain on the planet. Built for payments since 2012.

—Token Swaps—Send Payments—DeFi Yield—AMM Deposits—Riplo Guard—Riplo Score—Riplo Merchant—Book Flights—Subscriptions—Shopping—Stop Loss—DCA Automation—Token Swaps—Send Payments—DeFi Yield—AMM Deposits—Riplo Guard—Riplo Score—Riplo Merchant—Book Flights—Subscriptions—Shopping—Stop Loss—DCA Automation

Everything Riplo can do

One companion. Your entire financial life.

From token swaps to travel bookings, from portfolio protection to merchant payments.

Token Swaps

Best price via native XRPL DEX and AMM. No smart contract risk.

Send Payments

XRP or RLUSD to any XRPL address in under 5 seconds.

DeFi Yield

Deposit into AMM pools, compare APYs, auto exit on impermanent loss.

Riplo Guard

Protection rules in plain English. Monitoring and execution 24/7.

Riplo Score

Weekly on chain financial health score with real recommendations.

Riplo Merchant

Payment links in seconds. Accept XRP or RLUSD from anyone.

Book Flights and Hotels

Search, compare, and book travel. XRP converted to pay the airline.

DCA and Stop Loss

Automate your strategy. Riplo executes while you live your life.

Subscriptions and Shopping

Pay Netflix, Spotify, and shop online. Your XRP converted at checkout.

Token Swaps

Swap any token with one message

Tell Riplo what to swap. It finds the best price across the XRPL DEX and AMM, shows you the details, and executes on chain in seconds.

Native XRPL DEX and AMM routing

Fully verifiable on chain

Settles in 3 to 5 seconds

Most used feature at launch

riplo.app

Travel

Book flights and hotels with one command

Riplo finds the best options, collects what it needs from you, and handles the booking. Your XRP is converted to pay the airline or hotel directly.

XRP converted at the current market rate

Flights, hotels, car rentals

riplo.app

Riplo Guard

Protect your portfolio automatically

Set protection rules in plain English. Riplo monitors your wallet 24/7 via XRPL websocket and executes the moment conditions are met.

Rules in plain English

24/7 real time monitoring

Automatic on chain execution

Exclusive to Riplo

riplo.app

Riplo Merchant

Accept payments in seconds

Create XRP or RLUSD payment links instantly. No bank account needed, no monthly fee. Riplo asks the details it needs and generates the link.

Payment link in 10 seconds

QR code generated automatically

Optional auto convert to fiat

riplo.app

How it works

Up and running in 60 seconds

Create your account

Sign up with email. Riplo instantly creates a dedicated XRPL wallet for you. No download, no extension, no seed phrase to manage.

Activate your wallet

Send at least 1 XRP to your Riplo wallet. This is the XRP Ledger network reserve. It stays in your wallet permanently. It is not a fee.

Say what you want

Type naturally. "Swap 50 XRP for RLUSD", "Book a flight to NYC under $400", "Protect my COREUM position". Riplo asks what it needs and handles the rest.

Confirm and done

Riplo shows you exactly what will happen before executing. Confirm, and it settles on chain in under 5 seconds.

Why Riplo is different

Features you will not find anywhere else

Riplo Guard

Portfolio protection

Protection rules defined in plain English. Riplo monitors 24/7 via XRPL websocket and executes automatically when conditions are met.

"If COREUM drops 20% in one day, sell everything"

Rule saved. Monitoring active.

Riplo Score

Financial health

Weekly on chain financial health score with concrete recommendations based on your real wallet data.

"60% of your capital is idle with no yield"

Here are 3 options to fix that.

Riplo Merchant

Crypto payments

Create XRP or RLUSD payment links in seconds. Riplo asks for the amount, currency, and label. Then generates the link and QR code.

"Create a payment link for my design project"

What amount and currency?

Riplo Travel and Subscriptions

Real world payments

Book flights, pay Netflix or Spotify, shop online. Riplo collects the details it needs and converts your XRP to pay the merchant in their local currency.

"Pay my Netflix subscription this month"

$15.49 — 15.67 XRP converted and charged.

Why XRPL

The fastest financial rails on the planet

Built for payments since 2012. No smart contract risk, fractions of a cent in fees, 3 second finality.

3 to 5s

Transaction finality

$0.0002

Average transaction cost

100%

Uptime since 2012

3B+

Transactions processed

$1.38B

RLUSD market cap (2026)

$1B+

XRP ETF assets under management

Support

Frequently asked questions